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Get up to $5,000 at a fixed 4.00% APR, make your payments, and watch your credit score climb.*
Credit building that treats you right.
Get between
$500 to $5,000*
Make On-Time
Payments
Your score
moves north*
Unlock your stash
With hidden fees and interest rates over 25%, credit cards make it easier to build debt rather than improve your credit score.â€
At a fixed 4.00% APR*, the Starter Loan helps you build your credit and your savings without an extra steep price tag.
So, instead of swipe now, cry later, get a Starter Loan.
When the dust settles, you’ll have given your credit a boost and your savings a much-needed kickstart.
And, you can use the payout from your Starter Loan as you see fit: make a downpayment on a car, bankroll a vacation, cover moving expenses, or hold onto it for when life happens.
Ready to grow your savings while taking your credit to the next level?
Cars are great – until they’re not. That’s why we offer optional service plans and warranty options that cover more than just the basics. Whether it’s a new car or a used one, we’ve got the right plan for you.
If your car is totaled, this can spare your wallet.
Get back on the road without breaking the bank.
You can borrow between $500 and $5,000 with a term of 6 to 12 months at just 4% APR*. The loan amount goes straight into a savings account, but it’s held as collateral until the loan is fully paid off. As you make each monthly payment on time, we report it to the credit bureaus. Once you’ve paid off the loan, you’ll unlock access to the full amount.
Your payment history is one of the most important factors in your credit score. With this loan, we pre-fund the amount, and you make on-time payments over 6-12 months. Each on-time payment gets reported to the credit bureaus, giving your credit score the boost it needs.
Yes, you can pay it off early. But keep in mind, making fewer monthly payments might mean fewer chances to build your credit history over time. It’s all about maximizing those on-time payments to strengthen your score.
The funds from your loan are held in your savings account as collateral for the loan. Once you have successfully repaid the loan in full, the funds are released to you!
