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Rates

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Loan Rates

Rates subject to change without notice. All loans are subject to credit approval. Your overall creditworthiness may determine the interest rate available to you. Fees and charges may apply.

Mortgage Rates

Rates are based on terms and the applicants credit history with Secured Advantage Federal Credit Union and all other creditors
APR = Annual Percentage Rate

Dividend Rates

Current Dividend Rates (Rates Effective April 1, 2025)

Current Certificate and IRA Rates (Rates Effective April 1, 2025)

The above rates are variable, subject to change without notice, and are the anticipated rates and annual percentage yields for the current dividend period.
1APY = Annual Percentage Yield. – 2Minimum Balance as disclosed is required to earn dividends.
After your certificate is opened, the dividend rate is fixed for the term. There is a substantial penalty for early withdrawal of certificate funds. There may be an additional IRA penalty
for early withdrawal of IRA funds. Certificates 12 months term and above with balance of $90k and above will receive a 0.25% rate increase from stated above.
3There are no IRA certificates for 60 days or 91 days term. This credit union is federally insured by the National Credit Union Administration and is an Equal Housing Lender.

Fee Schedule

Miscellaneous Account Items

Shares (Savings and Checking)

Wires

Loans

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