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Credit Union Facts

While banks and payday lenders may burden you with mandates, restrictions and fees, Secured Advantage Credit Union is a cooperative (co-op). When you become a member, you are becoming an owner of the credit union. The money you pay is equity in the nonprofit.

It is the people who use the co-op’s services and financial products that democratically control and own the credit union – not outside investors. And thus, Secured Advantage is able to offer lower rates on loans, higher yields on savings and lower, fewer fees. Your money is insured by the National Credit Union Association (NCUA), which provides the same $250,000 coverage on funds as does the FDIC for banks.

Credit Unions