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Online Banking

Card Features and Rewards

Apply for a credit card and start earning rewards!

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There’s No Reason Not To Apply

Have you ever been presented with something that makes you think, “how can I afford NOT to do this?”

You’ll see that this is one of those situations.

If you don’t have a Secured Advantage Visa® Credit Card, you’re missing out on some fantastic perks.

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Introductory Rate Of 6.99% APR*

You can lock in a low intro rate of 6.99 APR!*

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Earn cash back on purchases

As well as U Choose Rewards!

So, don’t get stuck with a case of FOMO (that’s the fear of missing out), apply today and start shopping with confidence!

Looking for the right credit card?

You just found your top-of-wallet card.

The lower the APR*, the more you’ll save in interest. Our Visa® credit card comes with an introductory rate as low as 6.99% APR*, no annual fee, and uChoose Rewards®. This program allows you to build rewards points as you shop. It also allows you to join your family’s other Secured Advantage cards together so that you can pool points and earn rewards faster.

The Secured Advantage Visa® Credit Card was designed with our members in mind:

  • Low balance transfers fee
  • Low rates
  • Great perks
  • 24/7 assistance

*Annual Percentage Rate (APR) is valid only on purchases made within 90 days of account opening for qualified applicants. The 6.99% APR will remain in effect for the life of the balance on purchases made within the first 90 days only. Purchases made after 90 days of account opening do not qualify for the 6.99 APR. Standard APR for purchases are 10.00% to 18.00%, based on your creditworthiness. Eligibility and membership in Secured Advantage Federal Credit Union required. All offers subject to credit approval. This offer is subject to change at any time without notice. See credit union for details. Federally insured by NCUA.