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Secured Advantage FCU Visa® Credit Card

Because You Could Do Better Than Your Current Credit Card

Let’s face it—finding the right credit card is harder than finding a needle in a haystack. But lucky for you, you’ve just stumbled upon the one card you’ll actually want to keep in your wallet.

Low Rates

No Annual Fees

& uChoose Rewards®

Go ahead and toss that other card you’ve been pretending to like.

Oh, and you’re welcome.

Intro 6.99% APR*

That’s not a typo, just a ridiculously low introductory rate of 6.99% APR.* So, instead of paying an arm and a leg in interest, you can actually save money like you keep saying you want to.

Reward Yourself with uChoose Rewards®

We get it. You like rewards. We like giving them to you. With uChoose Rewards®, you earn 1 point* for every $1 spent. Earn more points when you shop at participating retailers (yes, that includes your local mom-and-pop shops).

 

Rack up uChoose Rewards® points every time you swipe and even pool points with your family’s other Secured Advantage cards (sharing is caring after all).

Cash Back, Merch, & More

We’re not just throwing around fun turns of phrase or cutesy names. It’s called uChoose Rewards® because you choose the rewards you want.

Cash Back

Because who doesn’t want money back? Redeem as statement credits.

Merchandise

Computers, TVs, home stuff—you know, all the things you want but don’t really need.

Travel

Hotels, airline tickets, rental cars, cruises… basically, get rewarded to go on vacation.

Gift Cards

Because sometimes cash is too boring. Get gift cards for your favorite restaurants, gas stations, or even music.

Note: Cash advances, ATM transactions, or PIN purchases don’t earn points. (Them’s the breaks.)

Balance Transfers—For When You’re Ready to Get Serious

Got a bunch of credit cards? Time to clean up that mess. Transfer your balances to your Secured Advantage Visa® and enjoy a lower rate, one payment, and less stress

It’s effortless. Well, almost.

So, why are you still on this page? Get it together already and apply for the Secured Advantage Visa® Credit Card.

*APR=Annual Percentage Rate. APR is valid only on purchases made within 90 days of account opening for qualified applicants. The 6.99% APR will remain in effect for the life of the balance on purchases made within the first 90 days only. Purchases made after 90 days of account opening do not qualify for the 6.99 APR. Standard APR for purchases are 10.00% to 18.00%, based on your creditworthiness. Eligibility and membership in Secured Advantage Federal Credit Union required. All offers subject to credit approval. This offer is subject to change at any time without notice. See credit union for details. Federally insured by NCUA.