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Auto Loans

Secured Advantage Auto Loans

With custom financing and no down payment needed, we work hard to get you approved faster.

Even if your credit report reflects a few speed bumps, we’re ready to get you back behind the wheel.

First-time buyers can secure up to $20,000 with no co-borrower needed.3

Buckle Up for Better Financing

0% Down1

Easy on your wallet,
hard to pass up

Payment Plans Made for You2

Payments as custom
as your playlist

45 Days No Payments1

Hit snooze on your
first due date

Pre-approval is your shortcut to car buying confidence. Dealerships will know you’re serious, which means you get the car and the deal you deserve.

 

Cut out all the back-and-forth and take off in the car you want.

Plus up to $300 Cashback

Refinancing is like trading in your old, busted loan for a more sleek, modern option. Switch your auto loan from another lender to get more financial flex and budget better.

 

  • Cash in wallet and hand: Besides reduced rates and lower payments, you can get up to $300 cashback.4
  • No mileage limits: Drive like you’ve got an endless road ahead.2
  • Low rates, high confidence: Great rates so good, they practically come with a victory lap.
  • Personalized experience: We don’t just talk – we listen to get you exactly what you need, no less.

Optional Service Plans & Warranty Options

Cars are great – until they’re not. That’s why we offer optional service plans and warranty options that cover more than just the basics. Whether it’s a new car or a used one, we’ve got the right plan for you.

GAP Insurance

If your car is totaled, this can spare your wallet.

 

Mechanical Repair

Get back on the road without breaking the bank.

 

With our easy autopay and online dashboard, you can track your payments, check your balance, and see your payment history whenever you need to.

It’s your financial GPS, so you always know where you are and can see where you’re headed.

See What Else We Offer

Recreational Loans

We Finance Your
Adventures

Personal Loans

Need Cash,
Not Cars?

Questions?

Book Some Face
Time with Us

1Financing is subject to Secured Advantage membership, credit approval, and other underwriting criteria. Not every applicant will qualify. 2100% financing options and repayment terms up to 84 months based on the age of the vehicle and underwriting guidelines. 3No co-borrower requirements are based on income, amount, and other qualifying factors. Other restrictions apply. 41% cashback with a maximum value of $300. This offer does not apply to loans currently financed with Secured Advantage Federal Credit Union. Fees and charges may apply. The credit union reserves the right to change, alter, modify, or cancel this promotion at any time. See credit union for details. Federally insured by NCUA.