*APR is Annual Percentage Rate. The 7.99% APR applies to balance transfers made between 01/15/2023 to 03/31/2023 for 12 billing cycles. After that, a variable APR, currently 10.00% to 18.00%, applies. Rates are based on your creditworthiness when you open your account. The introductory rates do not apply to cash advances. Loans are subject to credit approval and credit union lending guidelines. See credit union for details. Federally insured by NCUA.